Terms of service

This is an agreement between you — the business or individual using the service — and Safe Rate Inc., a Delaware C corporation at 515 N State St, Floor 13, Chicago, IL 60654. OKLocate is a product of that company, not a separate legal person.

You accept these terms by creating an account or by calling the API. If you are agreeing on behalf of a company, you are confirming you have authority to bind it. You must be at least 18.

Our privacy policy is part of this agreement.

OKLocate unifies public geospatial data and open source models into hosted endpoints: property measurements, aerial imagery tiles, a base map, and the other products listed on the products page. Coverage is stated per county on the coverage page and is not uniform.

Availability is stated per product and some are not purchasable yet. Where a product is marked as unavailable, nothing in these terms obliges us to deliver it, and no roadmap item is a commitment.

Your account belongs to an organization, which is the billing and API-key boundary. Keys authenticate as the organization, so anyone holding one acts as you.

Keep your keys secret. We store only a hash, so we cannot recover a lost key — rotate it from the dashboard. You are responsible for activity under your keys until you revoke them, and you should revoke immediately if one is exposed.

Do not share keys outside your organization or embed a live key in a client application where a third party can read it.

Plans, included volumes and overage rates are published on the pricing page and are the operative figures. Fees are in US dollars, billed monthly in advance, and exclusive of taxes.

Metering is per call, not per record returned. One search returning a hundred thousand rows counts the same as one returning ten. Our usage records are the billing evidence for both of us; you can see them on your dashboard as they accrue, and a disputed invoice is reconciled against them.

Where a plan has no overage rate, requests stop at the allowance and return an error rather than billing you. That is deliberate: we would rather interrupt you than charge you something you did not agree to.

You can cancel at any time, effective at the end of the paid period. We do not refund partial months. If payment fails we will tell you before we suspend anything.

On Builder, Scale and Enterprise you may store, transform, combine and build on everything you retrieve, for as long as you like, including after you stop paying us. You may run your own models against it and put the results into your own product.

This is a consequence of our licensing rather than a favour. All 11 of our sources are free to acquire — 7 public domain, 2 permissively licensed, and 2 published as open data with no licence stated by the publisher — so for 10 of them there is no upstream vendor forbidding it. A vendor licensing proprietary data is contractually unable to make this offer at all. We can, and you can verify why on the data page.

On Free you may evaluate the service and use results internally, but you may not retain them after your account closes or build a derived dataset from them.

A few of our sources attach conditions that follow the data downstream. They bind you as they bind us, and they survive your storage rights.

This list is generated from our source catalog, so it stays current as sources are added. Every source and its licence is on the data page.

Each rule below says where it comes from. Some are our decisions and some are obligations we do not have the power to waive, and you are entitled to know which is which.

Also the ordinary ones: do not break the law, do not attack or probe the service, do not attempt to circumvent authentication or rate limits, and do not scrape the site in place of using the API.

The service is provided as is and as available. To the fullest extent the law allows, we disclaim all implied warranties, including merchantability, fitness for a particular purpose, title and non-infringement. We do not warrant that the service will be uninterrupted or error-free.

Measurements are produced by models from aerial imagery and LiDAR. They are estimates about a structure, not an inspection of it, and imagery is one to three years old. Do not use them where a physical inspection is what the decision actually requires.

We own the service — the software, the models, the pipelines, the site and the brand. Nothing here transfers that to you.

The underlying public data is not ours to own, and we make no claim to it. What section 5 grants you is a licence to use and keep the output you retrieve, subject to section 6.

Storage rights are not a redistribution licence for the feed itself. You may build a product on what you retrieve; you may not resell raw responses as a competing lookup service.

Feedback you send us, we may use freely and without obligation. We are not going to run a process for tracking ownership of suggestions.

Anything you send us that is not public — your queries, your configuration, your business context — we treat as confidential and use only to operate the service and support you.

We do not train models on your queries and we do not sell them. Our property measurements are computed from public sources and never from customer activity.

We do produce aggregate operational statistics — total request volumes, error rates, latency. Those never identify you or your queries.

We do not offer a service level agreement on published plans. If you need one, that is an Enterprise conversation and it goes in a signed order rather than being implied here.

We may change, deprecate or remove parts of the API. For a breaking change to a generally available endpoint we will give at least 90 days' notice to account holders. Endpoints marked as preview or unavailable can change without notice — that is what the marking is for.

Support is by email at team@oklocate.com, on commercially reasonable efforts.

Neither party is liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, data or goodwill, even if told such damages were possible.

Our total liability arising out of or relating to this agreement is limited to the greater of the fees you paid us in the 12 months before the claim arose, and $100.

These limits do not apply to your obligation to pay fees, to either party's fraud or wilful misconduct, or to anything the law does not permit us to limit. Some jurisdictions do not allow some of these exclusions, in which case they apply to the extent permitted.

You will defend and indemnify us against third-party claims arising from your use of the service in breach of these terms — in particular a breach of section 6 or section 7, since those are where a downstream obligation is most likely to be dropped.

We will defend and indemnify you against a third-party claim that the service as provided by us infringes their intellectual property, unless the claim arises from your combination of it with something else or from your breach of these terms.

This agreement runs while you have an account. Either of us may terminate it at any time; yours takes effect at the end of the paid period.

We may suspend your access immediately for non-payment, for a security risk, or for a breach of section 7 that is causing harm. Where the circumstances allow it, we will tell you first and give you a chance to fix it.

On termination your access stops. Data you retrieved under a plan with storage rights stays yours, subject to section 6 — that is the whole point of the grant and terminating does not claw it back. Sections 6, 8, 9, 10, 12, 13 and 15 survive.

These terms are governed by the laws of the State of Illinois and applicable federal law, without regard to conflict-of-laws rules. Both parties submit to the exclusive jurisdiction of the state and federal courts located in Cook County, Illinois.

There is no arbitration clause and no class-action waiver in this agreement. If we have a dispute, we would rather resolve it directly first — email us before you file.

These terms, together with the privacy policy and any signed order, are the entire agreement between us and supersede anything said before. A signed order controls where it conflicts with this page.

If a provision is unenforceable, the rest stands. Not enforcing something once does not waive it. You may not assign this agreement without our consent; we may assign it in a merger or sale of the business. Neither of us is liable for a failure caused by something genuinely outside our control. Nothing here creates a partnership, agency or employment relationship, and there are no third-party beneficiaries.

We may update these terms. The effective date at the top changes when we do. For a material change we will email account holders at least 30 days before it takes effect, and continuing to use the service after that means you accept it. If you do not, cancel before it applies.

Sections 5 and 6 are generated from our source catalog, so they can change when a data source is added or when a publisher clarifies its licence. A change that narrows your rights is a material change and gets the notice above. A change that widens them — a carve-out lifting, for instance — takes effect immediately, because there is no reason to make you wait for it.